Excess Flood Insurance


High value homes need more protection – excess flood insurance provides just that.

When it comes to protecting your home against flood damage, you can’t afford to take any risks. While federal flood insurance is available to nearly everyone throughout the country, excess flood insurance is not. Many insurance companies will not offer excess flood coverage to individuals who live in areas that are prone to major flooding – St. Johns Insurance is an exception. We understand how much damage can be caused by flooding, so we do everything we can to ensure you are protected.

The National Flood Insurance Program will provide up to $250,000 of flood protection on a standard Florida flood insurance plan while an excess flood insurance policy is dependent on the actual risk, so much higher limits can be set. If you have a high value property, it is imperative that you carry excess flood coverage.

Give St. Johns Insurance a call today at 800-695-3517 or fill out the form on this page and one of our highly experienced agents will help you determine if you need an excess flood insurance policy.